Happy Anniversary!

This blog was started 6 years ago today! Wow.. Times flies!I was planning on posting an update about the apartment complex and a few other odds and ends today, but I've gotten swamped with other things, so I'll just say "Thanks for reading...

Breaking The Bank-Appraiser Cabal

I got a call the other day from the bank that holds the mortgage on my house. They wanted me to come in and talk with them about refinancing. They thought I could get a better rate. So on Saturday, I went in and spoke with a lady in the refi department. I could have gotten a real sweet rate – if I didn’t have my home equity line of credit. I got the HELOC near the peak of the housing bubble, so the combined value of my HELOC and my mortgage is well...