As part of my efforts to build credit in my company's name, I applied for credit cards at Lowe's and Office Depot, as well as the 3% cash back credit card offer I got in the mail last week. Today I received a letter from Lowe's (actually, from GE Capital Financial, who runs the Lowe's credit card program) saying my application was rejected because my company did not have a Dunn and Bradstreet credit file. Lowe's was supposed to be an easy card to get. Oh well! One down, two to go.
Truthfully, I think I am only trying to get credit for my company for purely academic reasons. Since this company pays for everything in full, it really doesn't have a need for credit. But learning the process will help me with future businesses that may need it and that is why I am trying.
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